What does Medicare Part D primarily cover?

Medicare Part D is specifically designed to provide coverage for prescription drugs. It enables beneficiaries, including those with Medicare, to access a variety of medications through approved plans, ensuring they can manage their health conditions more effectively. Part D plans typically feature a formulary, which is a list of covered drugs, and provide beneficiaries with cost-sharing arrangements to help reduce out-of-pocket expenses for their medications.

In contrast, preventive services, hospital stays, and emergency care fall under different parts of Medicare. For instance, preventive services are mainly covered under Medicare Part B, which includes services like screenings and vaccinations. Hospital stays are encompassed by Medicare Part A, which covers inpatient hospital services, while emergency care is also a feature of Part B. Therefore, the primary focus of Medicare Part D remains on providing essential support for prescription drug coverage, making it a vital component of health care for those enrolled in Medicare.